Honestly, though, we are irregular investors, so I felt the need to make some immediate changes:
- Increased pre-tax 401(k) contributions to 20% - We receive an 81% employer match on the first 6%.
- Allocated 90% to the Aggressive Stock Fund and 10% to International Fund - We are young so we can handle some risk.
- Increased payroll allocation to savings account/emergency fund - We bank with the best bank in the country, which also happens to pay very nice interest rates on its savings account.
Hopefully, in three years, we will have a nice nest egg - and a bit more income from my job - for the next stage of our lives.